* {margin:0; padding:0;}

html {width:100%; height:100%; background:#000;}

body { 	 
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:100%; 
	color:#666666;
	min-width:990px;
	background:url(images/tail-top.gif) 0 0 repeat-x #e2e2e2;
}

.bg {width:100%; background:url(images/bg-top.gif) center 0 no-repeat;}

.main {
	width:990px; 	
	padding:0;
	margin:0 auto;
	font-size:0.75em;
	line-height:1.75em;
}

img {border:0; vertical-align:top; text-align:left;}

a {color:#db301e; outline:none;}
a:hover {text-decoration:none;}

object {outline:none;}
fieldset {border:0;}

ul, ol {list-style:none;}

table, table td {padding:0; border:none; border-collapse:collapse;}

.clear {clear:both; width:100%; line-height:0; font-size:0;}

.col-1, .col-2, .col-3, .col-4, .col-5 {float:left;}
.column-1, .column-2, .column-3 {float:left;}  

.wrapper {width:100%; overflow:hidden;}
.extra-wrap {overflow:hidden;}

.container {width:100%;}

p {margin-bottom:16px;}
.p1 {margin-bottom:5px;}
.p2 {margin-bottom:12px;}
.p3 {margin-bottom:25px;}
.p4 {margin-bottom:40px;}
.p5 {margin-bottom:50px;}

.reg {text-transform:uppercase;}

.fleft {float:left;}
.fright {float:right;}

.alignright {text-align:right;}
.aligncenter {text-align:center;}

.title {margin-bottom:18px;}

.it {font-style:italic;}

.letter {letter-spacing:-1px;}
.letter2 {letter-spacing:-2px;}

.color-1 {color:#fff;}
.color-2 {color:#000;}
.color-3 {color:#595858;}
/*********************************boxes**********************************/
.margin-bot {margin-bottom:35px;}

.spacing {margin-right:60px;}
.spacing2 {margin-right:50px;}

.spacing-bot {margin-bottom:25px;}

.indent {padding:0 0 12px 34px;}
.indent2 {padding-left:50px;}
.indent-bot {margin-bottom:20px;}
.indent-bot2 {margin-bottom:30px;}
.indent-bot3 {margin-bottom:40px;}

.img-indent-bot {margin-bottom:23px;}
.img-indent {float:left; margin:0 20px 0px 0;}	
.img-indent-r {float:right; margin:0 0px 0px 40px;}	

.img-box {float:left; margin-bottom:20px;}	

.prev-indent-bot {margin-bottom:10px;}
.prev-indent {float:left; margin:0 12px 0px 0;}	
.prev-box {float:left; margin-bottom:8px;}	

.border {border:1px solid #110c11;}
.border2 {border:2px solid #cdc2b2;}

.buttons a:hover {cursor:pointer;}

.menu li a,
.sub-menu li a,
.button,
.link-top1, 
#footer a,
.logo a {text-decoration:none;}	

/*********************************header*************************************/
#header {height:131px; width:100%;}
#header .row-1 {height:35px; color:#595858;}
#header .row-2 {height:96px;}
#header .row-3 {height:400px;}

#header .row-3 .padding {padding:0 5px;}
#header .row-3 .tail-top {width:100%; background:url(images/tail-header.gif) 0 0 repeat-x;}
#header .row-3 .tail-bot {width:100%; height:400px; background:url(images/bg-header.png) 0 bottom repeat-x;}
#header .row-3 .bg-header {width:100%; height:400px; background:url(images/header.png) 3px bottom no-repeat;}

.info-top {float:left; padding:6px 0 0 5px;}

.box-form-top {float:right; padding:6px 6px 0 0;}
.text-form-top {float:left; padding:0 10px 0 0;}
.box-top-tail {float:left; height:22px; background:url(images/bg-input-top-tail.gif) 0 0 repeat-x;}
.box-form-top .corner-left {float:left; background:url(images/bg-input-top-left.gif) 0 0 no-repeat;}
.box-form-top .corner-right {float:left; height:22px; padding:0 6px; background:url(images/bg-input-top-right.gif) right 0 no-repeat;}

#form-top input {float:left; width:141px; font-size:1em; color:#000; padding:3px 0px; font-family:Arial, Helvetica, sans-serif; border:0; background:none;}
.button-top {float:left; padding:2px 0 0 6px;}
.button-top img {float:left;}

.logo {float:left; padding:11px 0 0 4px;}

.menu {padding-top:30px; float:right;}
.menu li {float:left; font-size:1.583em; line-height:1.2em; padding:0 1px; background:url(images/spacer.gif) right 11px no-repeat;} 
.menu li a {float:left; display:block; color:#181818;}  
.menu li a strong {float:left; display:inline-block;}  
.menu li a strong strong {padding:6px 21px 8px 22px;}  
.menu .last-item {background:none;}
.menu li .active, .menu li a:hover {color:#fff; background:url(images/active-tail.gif) 0 0 repeat-x;}
.menu li .active strong, .menu li a:hover strong {background:url(images/active-left.gif) 0 0 no-repeat;}  
.menu li .active strong strong, .menu li a:hover strong strong {background:url(images/active-right.gif) right 0 no-repeat;}  

.slogan {padding:70px 0 31px 523px;}
.link-top1 {font-size:1.583em; color:#010101; padding-left:10px; margin:0 0 0 530px; background:url(images/marker-2.gif) 0 10px no-repeat;}
.link-top1:hover {text-decoration:underline;}
.link-top2 {font-size:1.583em; padding-left:10px; margin:0 0 0 16px; background:url(images/marker-1.gif) 0 10px no-repeat;}
/*********************************content*************************************/
#content {width:100%;}

.content-tail-top {width:100%; padding-top:4px; background:url(images/tail-content-top.gif) 0 0 repeat-x #fff;}
.content-tail-left {padding-left:5px; background:url(images/content-tail-left.png) 0 0 repeat-y;}
.content-tail-right {padding-right:5px; background:url(images/content-tail-right.png) right 0 repeat-y;}

#content .boxes .padding {padding:8px 10px 40px;}

.box {width:100%;}
.box .tail-top {background:url(images/box-tail.gif) 0 0 repeat-x #fff;}
.box .tail-right {background:url(images/box-tail.gif) right 0 repeat-y;}
.box .tail-bot {background:url(images/box-tail.gif) 0 bottom repeat-x;}
.box .tail-left {background:url(images/box-tail.gif) 0 0 repeat-y;}
.box .corner-top-left {background:url(images/box-corner-top-left.gif) 0 0 no-repeat;}
.box .corner-top-right {background:url(images/box-corner-top-right.gif) right 0 no-repeat;}
.box .corner-bot-right {background:url(images/box-corner-bot-right.gif) right bottom no-repeat;}
.box .corner-bot-left {width:100%; background:url(images/box-corner-bot-left.gif) 0 bottom no-repeat;}
.box .padding-box {padding:30px 20px 33px 20px;}

.box1 {width:100%;}
.box1 .tail-top {background:url(images/box1-tail-top.gif) 0 0 repeat-x #f6f6f6;}
.box1 .tail-right {background:url(images/box1-tail.gif) right 0 repeat-y;}
.box1 .tail-bot {background:url(images/box1-tail.gif) 0 bottom repeat-x;}
.box1 .tail-left {background:url(images/box1-tail.gif) 0 0 repeat-y;}
.box1 .corner-top-left {background:url(images/box1-corner-top-left.gif) 0 0 no-repeat;}
.box1 .corner-top-right {background:url(images/box1-corner-top-right.gif) right 0 no-repeat;}
.box1 .corner-bot-right {background:url(images/box1-corner-bot-right.gif) right bottom no-repeat;}
.box1 .corner-bot-left {width:100%; background:url(images/box1-corner-bot-left.gif) 0 bottom no-repeat;}
.box1 .padding-box {padding:30px 21px 25px 21px;}



h3 {font-size:2.25em; line-height:1.111em; text-transform:uppercase; margin:0px 0 20px; font-weight:normal; color:#000;}
.head {padding-bottom:6px; width:100%; text-transform:none; background:url(images/tail-head2.gif) 0 bottom repeat-x; margin-bottom:16px;}
.head2 {padding-bottom:6px; width:100%; text-transform:none; background:url(images/tail-head.gif) 0 bottom repeat-x; margin-bottom:25px;}

.title-1 {padding-bottom:82px; text-align:center; margin-bottom:9px; background:url(images/credex1.jpg) center bottom no-repeat;}
.title-2 {padding-bottom:82px; text-align:center; margin-bottom:9px; background:url(images/credex2.jpg) center bottom no-repeat;}
.title-3 {padding-bottom:82px; text-align:center; margin-bottom:9px; background:url(images/credex3.jpg) center bottom no-repeat;}

.button {display:inline-block; font-size:1.583em; line-height:1.2em; color:#fff; background:url(images/active-tail.gif) 0 0 repeat-x;}
.button strong {display:inline-block; cursor:pointer; background:url(images/active-left.gif) 0 0 no-repeat;}
.button strong strong {padding:6px 22px 8px; background:url(images/active-right.gif) right 0 no-repeat ;}
.button:hover {color:#ca2002;}


.border-bot {width:100%; padding-bottom:20px; background:url(images/pics.gif) 0 bottom repeat-x;}
.box-mini {float:left; width:36px; height:28px; text-align:center; font-size:0.833em; line-height:1em; color:#fff; padding:3px 0 0; margin-right:12px; background:url(images/box-mini.gif) 0 0 no-repeat;}
.box-mini span {font-size:1.1em;}
.text-box {overflow:auto;}

.spacer {width:100%; background:url(images/spacer.gif) 538px 0 repeat-y;}


.list-1 li {font-size:1em; line-height:2.25em; padding-left:13px; background:url(images/marker-1.gif) 0 11px no-repeat;}
.list-1 li a:hover {text-decoration:none;}


.link-1 {padding-left:12px; background:url(images/marker-1.gif) 0 6px no-repeat;}

.text-1 {line-height:1.583em;} 
.text-2 {line-height:1.5em;} 

.name {font-size:1.384em; color:#000;}
.img-poz {position:relative;}

.banners a {float:left;}
.banners a img {float:left;}
.banners .spacing {margin-right:19px;}
.banners .padding {padding:38px 26px 38px 30px;}


.info span {float:left; width:76px;}

.info2 {line-height:1.5em;}
.info2 dt {padding-bottom:5px;}
.info2 strong {color:#000;}
.info2 span {float:left; width:135px;}
.info2 dd {overflow:hidden;}
.info2 b {font-weight:normal;}
.info2 a {float:right;}

#form-main .column-1 {width:308px;}
#form-main .column-2 {width:312px;}

#form-main label {display:block; height:33px;}

#form-main input {width:288px; font-size:1em; color:#9b9b9b; padding:3px 5px; font-family:Georgia, "Times New Roman", Times, serif; border-top:1px solid #303030; border-left:1px solid #585858; border-right:1px solid #cecece; border-bottom:1px solid #e1e1e1; background:none;}
#form-main textarea {height:81px; overflow:auto; width:302px; font-size:1em; color:#9b9b9b; padding:3px 5px; font-family:Georgia, "Times New Roman", Times, serif; border-top:1px solid #303030; border-left:1px solid #585858; border-right:1px solid #cecece; border-bottom:1px solid #e1e1e1; background:none;}

.buttons {padding-top:16px; text-align:right;}
.buttons a {margin-left:25px;}

/****************************footer************************/
.bottom {width:100%; background:url(images/tail-bot.gif) 0 0 repeat-x #000;}
#footer {width:100%; color:#595858; background:url(images/tail-footer.gif) 0 0 repeat-x;}
#footer a:hover {color:#fff;}

#footer .padding {padding:22px 35px 8px 36px;} 

.link-bot1 {float:left; color:#bbb; padding-right:30px; margin:5px 25px 0 0; background:url(images/pic-4.gif) right 0 no-repeat;}
.link-bot2 {float:left; color:#bbb; padding-right:30px; margin:5px 0px 0 0; background:url(images/pic-5.gif) right 0 no-repeat;}

.text-bot {float:left; text-transform:uppercase; color:#c9c9c9;}

.menu-bot {float:right;}
.menu-bot li {float:left; font-size:1em; line-height:1.5em; color:#595858; padding-left:10px;}
.menu-bot li a {color:#595858; padding-left:9px;}
#footer .menu-bot li a:hover, #footer .menu-bot li .active {color:#fff; text-decoration:underline;} 















